Disclaimer

This disclaimer governs your use of our financial planning consultation services and website. By accessing luraventholim.com, you acknowledge and accept these terms.

General Information

The information provided on this website is for general informational purposes only. Our financial planning consultations are tailored to individual circumstances and should not be considered as universal financial advice. Results may vary based on personal financial situations, market conditions, and individual commitment to recommended strategies.

Limitation of Liability

luraventholim Financial Planning limits its liability as follows:

• We are not liable for indirect, consequential, or punitive damages arising from use of our services
• Our liability is limited to the amount paid for consultation services in the preceding 12 months
• We disclaim liability for third-party content or external website recommendations
• Market volatility and economic changes are beyond our control and responsibility

Information Accuracy

While we strive to provide accurate and current information, financial markets and regulations change frequently. We make no warranties regarding the completeness, accuracy, or timeliness of information presented. Users should verify information independently before making financial decisions.

Professional Advice Notice

Our consultations provide general guidance and analytical reviews. For specific financial decisions, tax implications, or legal matters, consult qualified professionals in those respective fields. We do not provide tax, legal, or accounting advice.

External Links

Our website may contain links to third-party websites for reference purposes. We do not endorse or control external content and are not responsible for their accuracy, availability, or policies. Users access external sites at their own risk.

No Warranties

luraventholim Financial Planning provides services on an "as is" basis without warranties of any kind:

• We make no warranty regarding specific financial outcomes or results
• No warranty is provided for uninterrupted or error-free service availability
• We disclaim warranties of merchantability or fitness for particular purposes

Indemnification

Users agree to indemnify luraventholim Financial Planning against claims arising from misuse of our services, violation of terms, or decisions made based on consultation discussions. This includes legal fees and damages resulting from user actions or omissions.

Governing Law and Jurisdiction

This disclaimer is governed by Australian law and regulations:

Changes to Disclaimer

We reserve the right to modify this disclaimer at any time. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of updated terms. Users are responsible for reviewing changes regularly.

Acceptance of Terms

By using our website or engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you disagree with any terms, discontinue use of our services immediately.

Contact Information

For questions about this disclaimer or our services, contact us using the following information: